Tools you can use to maximize your Social Security benefit

Choosing when to collect your Social Security benefits can have a large impact on your standard of living in retirement, especially if you didn’t save enough on your own. According to the Social Security Administration, Social Security benefits represent 30% of retirement income for the elderly. Deciding when to collect is a complicated task — you’llContinue reading “Tools you can use to maximize your Social Security benefit”

Should I choose Medicare over my employer’s health plan?

How do Medicare Advantage Plans work?I’m at full retirement age but under 70. I’m still working and get health insurance through my employer, but I have the hospitalization part of Medicare. Maximum Medicare premiums are slightly less than my share of the employer insurance premium. Are Medicare premiums tax deductible? If they are, it mayContinue reading “Should I choose Medicare over my employer’s health plan?”

Medicare open enrollment time again 2022

The leaves are starting to change and there is a nip in the air. We all know what that means; Open Enrollment for Medicare Prescription and Advantage plans is upon us. Oct. 15 through Dec. 7 are the official dates and the new plans take effect on January 1, 2022. Open Enrollment allows those onContinue reading “Medicare open enrollment time again 2022”

Primas más bajas, más beneficios para las personas mayores que compran planes Medicare Advantage 2022

Los Centros de Servicios de Medicare y Medicaid (los CMS por sus siglas en inglés) anunciaron las primas, deducibles y otra información esencial acerca de los planes de medicamentos recetados de Medicare Advantage y de la Parte D antes de la Inscripción Abierta de Medicare para ayudar a las personas con Medicare a decidir sobreContinue reading “Primas más bajas, más beneficios para las personas mayores que compran planes Medicare Advantage 2022”

Que es SilverSneakers?

Beneficiarios de Medicare de 65 años o más para aumentar la salud física, el bienestar social y fuertes lazos comunitarios. Para ello, ofrece clases de fitness grupales para todas las habilidades impartidas por instructores capacitados. Como programa nacional, SilverSneakers está disponible en 17,000 gimnasios y centros de acondicionamiento físico en los Estados Unidos. SilverSneakers yContinue reading “Que es SilverSneakers?”

Does 401(k) income count against your Medicare premium?

Q. Does 401(k) income count against your Medicare premium? A. The calculation of Medicare premiums is important to understand. Let’s start with the basics. Medicare insurance is divided into three primary sections. Part A, hospital insurance, is free and covers hospital stays, care in a nursing facility and some home health care, said Amiro Gnecco, a certifiedContinue reading “Does 401(k) income count against your Medicare premium?”

Cómo trabaja Medicare con otros seguros

Si tiene  Medicare y otro seguro o cobertura médica, cada tipo de cobertura se llama “pagador”. Cuando existe más de un pagador, las reglas de “coordinación de beneficios” determinan quién paga primero. El “pagador primario” paga en primer lugar la cantidad de sus facturas que le corresponde pagar, y luego envía el resto al “pagador secundario” (pagador complementario)Continue reading “Cómo trabaja Medicare con otros seguros”

How to get part D Medicare prescription drug coverage

Medicare drug coverage helps pay for prescription drugs you need. Even if you don’t take prescription drugs now, you should consider getting Medicare drug coverage. Medicare drug coverage is optional and is offered to everyone with Medicare. If you decide not to get it when you’re first eligible, and you don’t have other creditable prescriptionContinue reading “How to get part D Medicare prescription drug coverage”

Personas que están cumpliendo 65 y Medicare en Florida

Si está cumpliendo 65 pronto, es momento de solicitar Medicare. Es algo bueno porque incluye una variedad de excelentes beneficios. Incluso si aún tiene seguro médico del empleador a los 65 años, los beneficios de Medicare trabajan en conjunto con esa cobertura para mejorarla o complementarla. Por ejemplo, Medicare Parte A cubre los costos de estadíaContinue reading “Personas que están cumpliendo 65 y Medicare en Florida”

Medicare Explained

Medicare is our country’s health insurance program for people age 65 or older. Certain people younger than age 65 can qualify for Medicare too, including those with disabilities and those who have permanent kidney failure. The program helps with the cost of health care, but it does not cover all medical expenses or the costContinue reading “Medicare Explained”